Humana One Portrait Plan

• Ideal coverage for people who want benefits like those offered by big employers and prefer to minimize risk in their lives
• Personalized, concierge-level service on Portrait Plan
• Humana pays 80% of most covered in-network medical costs and emergency room visits.
• Humana pays 100% of in-network doctor visits for covered illness and injury after copayment and prescription medications once you reach your separate prescription deductible.
• Pays benefits for covered hospital inpatient and outpatient services, emergency room care, preventive care, and even prescription drugs
• Extensive PPO network which more than likely includes the doctors, hospitals and pharmacies you now use

Basic Coverage Options for Humana Portrait Plan

Deductibles: Humana One Portrait Plan offers benefits like those you'd expect from big companies. There's a low $1,000 or $2,500 annual deductible for in-network single coverage, and a $2,000 or $5,000 deductible for in-network family coverage.

Coinsurance: Once you've met your annual deductible, Humana One Portrait Plan shares the cost of medical care with you. This plan pays 80 percent for most covered in-network medical services and you pay just 20 percent.

Office Visit Copayment: Every in-network office visit for covered illness and injury is paid at 100 percent after your copayment under Portrait Plan.

Prescription Coverage: Copayments as low as $15 for common prescriptions under Portrait Plan. Certain drug levels require meeting a separate prescription deductible. Waiting periods, limitations and exclusions apply.

Waiting periods, limitations and exclusions apply.

Optional Benefits for Humana Portrait Plan

Dental Coverage:

• Access to more than 100,000 dentist locations
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services

Lifetime Maximum: Extend your coverage and get the added protection you need with the $8 million lifetime maximum option.

Zero Deductible Prescription Benefit: Your pharmacy benefits will begin immediately when you choose our zero dollar deductible pharmacy option.

Life Insurance Coverage Options: You can conveniently apply for a separate term life insurance policy from $25,000 to beyond $1 million at the same time you apply for your Humana One Portrait health plan. A term life rider for $20,000 is also available for your Humana One Portrait health plan.

Supplemental Accident Benefit: What if you had a minor accident that doesn't cost a lot? It's still a long way to go before meeting your deductible. With this benefit you're covered right away--up to $1000 per incident

Optional benefits available at an additional cost with Humana Portrait Plan.