Humana One Monogram Plan

• Ideal coverage for people who want low cost protection just in case an accident happens, are healthy and seldom visit doctors but need coverage for annual exams or recent college graduates or graduate students Affordable monthly cost for protection anywhere in the continental U.S.
• We pay 100 percent of most covered, in-network medical costs once you've reached your annual deductible.
• Includes benefits for preventive care and prescription medications

Basic Coverage Options for Humana Monogram Plan

Deductibles: Humana One monogram plan lets you select a single annual in-network deductible of $7,500 or a family in-network deductible of $15,000.

Coinsurance: When you reach your annual deductible, Humana One monogram plan pays 100 percent of most covered in-network medical costs after that.

Prescription Coverage: Includes a prescription drug benefit with copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible under Humana Monogram Plan.

Waiting periods, limitations and exclusions apply.

Optional Benefits for Humana Monogram Plan

Dental Coverage:

• Access to more than 100,000 dentist locations
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services

Lifetime Maximum: The added protection of a $5 million lifetime maximum is available with Humana Monogram Plan.

Life Insurance Coverage Options: You can conveniently apply for a separate term life insurance policy from $25,000 to beyond $1 million at the same time you apply for your Humana One Portrait health plan. A term life rider for $20,000 is also available for your Humana One monogram health plan.

Supplemental Accident Benefit: What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away—up to $1000 per incident.

Optional benefits available at an additional cost with Humana Monogram Plan.