Ideal coverage for people who seek the right combination of features and benefits that fit their lifestyle, like to take charge of their own well-being and may have new careers, new family members and other changing needs Includes plans that can be combined with a Health Savings Account for potential tax advantages.
Choose from plans that pay 80 or 100 percent of the covered cost for most in-network care once you reach your deductible.
Basic Coverage Options for Humana One Autograph Insurance Plan
Deductibles: Humana One Autograph insurance plan lets you customize your deductible for the right balance of cost and coverage. Single in-network deductibles range from $1,500 to $6,000, and family in-network deductibles from $3,000 to $12,000.
Coinsurance: Once you have met the annual deductible of your choice, your Humana One Autograph plan will pay 80 or 100 percent of most covered in-network medical costs based on the plan you choose.
Office Visit Copayment: With certain Humana One Autograph plans, up to six covered in-network office visits for illness or injury are paid at 100% after a copayment.
Prescription Coverage: Certain Humana One Autograph plans offer a prescription drug benefit that covers eligible costs after a $1,000 deductible is met. Other Humana One Autograph plans either have no prescription drug benefit or will apply your prescription costs to your medical deductible.
Waiting periods, limitations and exclusions apply under Humana Autograph Plan.
Optional Benefits for Humana Autograph Plan
Dental Coverage:
Access to more than 100,000 dentist locations
Coverage for preventive care, basic and major services
Teeth whitening
Discounts on orthodontia services
Lifetime Maximum: The added protection of a $5 million or $8 million lifetime maximum is available depending on the plan you choose.
$500 Deductible Prescription Benefit: Your pharmacy benefits will begin sooner when you choose the plan with the separate $500 deductible pharmacy option.
Life Insurance Coverage Options: You can conveniently apply for a separate term life insurance policy from $25,000 to beyond $1 million at the same time you apply for your Humana One Portrait health plan. A term life rider for $20,000 is also available for your Humana One Autograph health plan.
Supplemental Accident Benefit: What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away—up to $1000 per incident.
Optional benefits available at an additional cost with Humana Autograph Plan.
